Take Control of Your Mortgage

Refinance your mortgage with our team in Tyler, TX

Are you tired of overpaying on your monthly mortgage payments? Did you end up with a high rate on your initial mortgage and are looking to lower it? Start a new chapter in your financial life with Ryan Gentry Lending in Tyler, TX. We're here to help you compare refinance rates and find the best deal so you can refinance your mortgage confidently.

Set up a consultation for your refinance when you call us at 903-944-9252.

Why should you refinance your mortgage?

When you refinance your mortgage, you could get the opportunity to regain certainty over your finances. This process can help you:

  • Lower your rate and monthly payment
  • Stop paying mortgage insurance
  • Switch from adjustable-rate to fixed-rate
  • Get cash out to pay down high-interest debt
Get more information on the benefits of refinancing when you contact us now.

Refinancing a mortgage can be a great way to save money on your monthly payments, or to get a lower interest rate on your home loan. However, there are a few things you need to consider before refinancing.

The first thing to think about is whether you actually need to refinance. There are a few reasons you might want to refinancing your mortgage:

1. To get a lower interest rate - If you can get a lower interest rate on your mortgage, it will save you money in the long run.

2. To shorten your mortgage term - If you have a 30-year mortgage, you might want to refinance to a 15- or 20-year mortgage to save money on interest payments.

3. To get a lower monthly payment - If your monthly payment is too high, refinancing can help you reduce it.

However, there are also a few reasons you might not want to refinance:

1. If you plan to move within the next few years, refinancing might not be worth it - You'll need to factor in the costs of refinancing, including closing costs, and you might not recoup those costs if you move soon.

2. If you have a low credit score - If your credit score is low, you might not be able to get a lower interest rate on your mortgage.

3. If you're underwater on your mortgage - If you owe more on your mortgage than your home is worth, you might not be able to refinance.

If you decide that refinancing is the right option for you, the next step is to find the best mortgage for your needs.

If everything goes smoothly, you could be approved for a new mortgage in just a few weeks.